×
How to Study Abroad: Smart Budgeting Tips for Students


Many students dream of studying abroad because it presents a special chance for personal growth, cultural enrichment, and academic success. However, the financial aspect can be difficult. The good news is that with the right budgeting tips for students, you can make your international education both enriching and affordable. In this guide, well will help you to study abroad for cheap and introduce you to ISMS Global Education, a trusted partner in your study abroad journey. 

1. Choose Affordable Study Destinations: First budgeting tips for students is selecting a country where the cost of living and tuition fees are comparatively low. While countries like UK, US, Australia, Ireland, France, Germany, Dubai and many others are budget friendly. 

  • Germany – Offers free or low-cost tuition in public universities. 

  • UK- The UK is the home of the world’s best universities  

  • US- US offers a dynamic cultural environment, vibrant cities, and extensive networking opportunities 

  • Australia-Australian universities provide a great balance between professional education and personal life. 

  • France: France is well known for having low tuition costs and highly educated staff. 

  • Ireland: Ireland is a top choice for students offer excellent post-study work opportunities.  

  • Dubai: Dubai offers world-class infrastructure, tax free earnings and multiple opportunities. 

2. Create a detailed budget before you leave: 

Budgeting tips are necessary for students. Start by researching the cost of budgeting tips for your destination.  

 Break down your expected expenses into categories: 

  • Academic fees and tuition 

  • Accommodation (rent, utilities) 

  • Groceries Food and 

  • Transportation 

  • Health insurance 

  • Mobile and internet 

  • Entertainment and travel 

  • Miscellaneous/emergency fund 

Through ISMS Global Education, students receive pre-departure sessions that include training on budgeting tips for students, helping them manage their finances wisely from day one. 

Choose cost-effective Accommodation: Living costs can vary from country to country and lifestyle.  

This makes saving on accommodation one of the most effective budgeting tips for students. 

3. Cost-Saving Accommodation Options: 

  • Choose university hostel 

  • Shared apartments with your friends  

  • Use public transport 

Other Daily Saving Hacks: 

  • Cook your food instead of ordering 

  • Use student discount cards for transport, museums, and entertainment 

  • Choose digital copies 

  • Use free Wi-Fi and limit mobile data 

Recommend Budgeting Apps: 

  • Dubizzle app for accommodation 

  • Getir app for food delivery and many other 

 

ISMS Global Education provides advice on ways to acquire affordable student accommodation; students can afford to live comfortably without having to break the bank. 

4. Apply for Scholarships: 

One of the most intelligent budgeting tips for students is to actively seek out scholarships, grants, and financial aid. Most universities provide scholarships or full scholarships opportunities based on academic merit, extracurricular activities, or financial needs. 

Scholarships in UK 

  • Chevening scholarships 

  • Commonwealth Scholarship and Fellowship 

Scholarships in the US 

  • Hubert Humphrey Fellowship Program 

  • AAUW International Fellowships 

Scholarships in Germany 

  • DAAD scholarships 

  • Heinrich Böll Foundation Scholarships in Germany 

Scholarships in Australia 

  • Curtin University International Research Scholarships  

  • Deakin University 

Scholarships in France 

  • France Excellence Charpak Scholarship Program 

  • France Excellence Eiffel Scholarship Program 

Scholarships in Dubai 

  • The Mohammed Bin Rashid Al Maktoum Foundation Scholarships 

  • Dubai Scholarship 

Scholarships in Ireland 

  • Fulbright Scholarships 

  • Trinity International Excellence Scholarship 

ISMS Global Education provides personalized support in identifying and applying for scholarships that align with your profile, giving you a head start in funding your study abroad journey. 

5. Work Part-time while studying: Another factor of budgeting tips for students is part-time job opportunities. Interantional students work a set number of hours per week. 

Popular Part-Time Jobs Abroad: 

  • Café Assistant 

  • Retail Assistant 

  • Tutor or Language Instructor 

  • Freelance writing or graphic designing 

  • University campus jobs 

These jobs are not only helpful for covering the living wage but also provide valuable local experience and networking opportunities. 

ISMS Global Education helps students understand the local employment laws and part-time work options in their chosen destination—another step toward smarter financial planning. 

6. Travel Plan: 

One of the most critical budgeting tips for students is smart travel planning. Booking flights is the right way to go, and using a student discount card can save you hundreds of dollars. 

Tips to Save on Travel: 

  • Purchase your tickets in advance 

  • Utilize websites such as Skyscanner, Kayak, or Google Flights 

  • Take a trip during off-peak times  

  • Enrol in student discount schemes like ISIC or Student Universe 


When you enrol with ISMS Global Education, counsellors provide useful resources on travel insurance and student travel cards, making your travel both safe and budget-friendly. 

ISMS Global Education is committed to helping students achieve their study abroad dreams without financial stress. Here’s how they support students with expert budgeting tips for students and more: 

  • Personalized University Shortlisting based on your budget and goals 

  • Scholarship Application Guidance with tips on writing winning essays 

  • Pre-departure Financial Training covering all essential budgeting tips for students 

  • Accommodation and Cost of Living Advice for your chosen country 

  • Part-Time Job Assistance with resume building and interview prep 

By choosing ISMS Global Education, you’re not just getting study abroad advice—you’re getting a long-term partner dedicated to your academic and financial success. 

Final Words: 

You don't have to spend a fortune studying abroad. These student budget suggestions will let you enjoy life's adventures without worrying about money. Plan, spend wisely, with the expertise of ISMS Global Education to unlock affordable study abroad opportunities.